Visa has said it is considering offering incentives to UK businesses to go cashless, after introducing a similar scheme in the US.
The payments company is selecting 50 small companies in the US to receive $10,000 if they only use cards.
The companies have to bid for the money by explaining how going cashless would affect them, their staff and customers.
Cards have already overtaken cash for retail payments, according to figures for last year from the BRC.
In a statement, Visa said that following the launch of the scheme in the US, “we hope to bring similar cashless initiatives to other countries, including the UK”.
“At this time, we do not have a firm plan on when such an initiative would be available in the UK.”
Retail analyst Kate Hardcastle told the BBC that it was one thing to persuade businesses to take credit cards, but consumers needed to be rewarded for changing their behaviour.
“People enjoy the flexibility of a cashless payment, but I don’t think that cash is going to disappear any time soon.”